Avoid foreclosure by selling your home for cash in the 93720 zip code!

If You Live in Clovis, CA 93720 and Are Facing Foreclosure, We Can Help

The 93720 zip code sits at the heart of the Fresno-Clovis border — a densely populated, highly desirable residential area that includes some of the most established neighborhoods in the entire Central Valley. If you own a home here and you’re facing foreclosure, the thought of losing it can feel absolutely overwhelming. You’ve likely invested years — maybe decades — into building a life in this community, and the idea of a bank taking that away is devastating.

But here’s what we want you to know: foreclosure is not inevitable. At Matt Buys Houses, we buy homes for cash throughout the 93720 area and we help homeowners just like you find a way out — quickly, honestly, and without the stress of a traditional home sale. If you’re behind on payments, have received a Notice of Default, or simply see the writing on the wall, now is the time to explore your options.

How California Foreclosure Works — And Why Time Matters

California’s foreclosure process is faster than most homeowners realize, and it does not require the lender to go to court. Here’s the basic timeline:

When you miss payments, your lender will eventually record a Notice of Default (NOD) with Fresno County. This starts a mandatory 90-day waiting period. After 90 days, the lender can record a Notice of Trustee Sale. Once that notice is filed, you have approximately 21 days before your home can be sold at public auction to the highest bidder.

The total timeline from first missed payment to auction can be as short as four to six months, and the final 21 days pass faster than most people can organize a response. The homeowners who come out of foreclosure situations in the best shape are almost always the ones who started exploring their options early — before the trustee sale notice was ever filed.

A cash sale to a direct buyer like Matt Buys Houses can be completed in as few as 7 days. That means even if you’re close to the auction date, there may still be time to act. But the sooner you reach out, the better your outcome will be.

About the 93720 Zip Code

The 93720 zip code covers a broad swath of northeast Fresno and the Clovis border corridor, encompassing neighborhoods that many residents think of simply as “Clovis” even when they technically sit on the Fresno side of the city line. This is a mature, well-established residential zone with strong schools, proximity to major shopping along Shaw and Herndon Avenues, and a mix of housing built primarily between the 1980s and early 2000s.

Neighborhoods in and around 93720 include areas near Willow and Nees, the communities east of Fresno’s Fig Garden area, and established subdivisions that attracted middle-to-upper-middle-class families during the Central Valley’s boom years. These are real neighborhoods with real history, and the homeowners who live here care deeply about their properties.

We know this area well. Matt Buys Houses has purchased homes throughout 93720, and we understand the specific market dynamics, the neighborhood character, and the range of home types you’ll find here — from 1980s ranch homes to larger two-story properties built in the 1990s and 2000s.

Common Reasons Homeowners in 93720 Face Foreclosure

Over the years, we’ve worked with homeowners from across the 93720 zip code who came to us in all kinds of difficult circumstances. There is no single profile of a homeowner facing foreclosure. We’ve helped:

Long-time homeowners who hit unexpected financial hardship. Residents who bought their 93720 home in the 1990s or early 2000s, watched their equity grow, and then saw their financial foundation shaken by a job loss, health crisis, or economic downturn. Years of equity don’t make you immune to hardship — but they do give you something valuable to protect.

Homeowners carrying second mortgages or HELOCs. Many 93720 residents took out home equity lines of credit during periods of rising home values. When income drops and multiple mortgage payments come due, the pressure mounts quickly.

Landlords dealing with problem properties. Some 93720 homeowners converted their primary residence into a rental property or purchased investment homes in the area. When tenants stop paying, evictions drag on, and maintenance costs pile up, even a profitable-looking rental can become a foreclosure liability.

Seniors on fixed incomes. The 93720 area has a significant population of longtime residents who are now retired. Rising property taxes, insurance costs, and HOA fees — combined with fixed retirement income — can push homeowners into financial situations that spiral toward foreclosure.

Homeowners after a life transition. Whether it’s the death of a spouse, a sudden disability, or a major life change that disrupts household income, the 93720 homeowners we’ve worked with often reached out to us during moments of profound personal transition.

Whatever brought you to this point, we’re not here to judge. We’re here to help you find the best path forward.

The Cash Sale Advantage for 93720 Homeowners

Selling to Matt Buys Houses is fundamentally different from listing your home with a real estate agent or trying to sell it yourself. Here’s why a cash sale is often the right move for homeowners facing foreclosure:

Speed. We can close in as few as 7 days. A traditional home sale in Clovis and northeast Fresno averages 50 to 70 days from listing to closing — a timeline that is simply incompatible with most foreclosure situations.

Certainty. When you accept our cash offer, the deal doesn’t fall through because a buyer can’t get financing. There are no loan contingencies, no appraisal issues, no last-minute lender surprises. When we say we’re buying your home, we mean it.

Simplicity. You don’t hire an agent, pay commissions, make repairs, stage the home, or hold open houses. You fill out a form or pick up the phone, we make an offer, and if it works for you, we close. That’s it.

Dignity. A foreclosure on your credit record can haunt you for seven years or more. A completed cash sale — even a fast, below-retail sale — is simply a sale. Your lender is paid. The process ends. Your credit, while it has already taken some damage from missed payments, is spared the full devastation of a foreclosure filing.

What We Offer 93720 Homeowners

Our process is straightforward and transparent:

You reach out. Call or text us at (559) 978-2241, or complete the short form at www.fastcashcloser.com. There’s no obligation and no cost.

We review your property and situation. We’ll ask about your home’s condition, your mortgage balance, and your timeline. We may do a quick drive-by or virtual walkthrough.

We present a fair cash offer within 24 hours. Our offers are based on current market data, the condition of your home, and the reality of your situation. We don’t lowball people who are in distress — we make the most honest offer we can.

You decide. You can take our offer, think about it, get other opinions, or walk away. No pressure, ever.

We close on your timeline. Fast if you need it. Flexible if you have time.

What If My Home Needs Work?

Many of the homes we buy in 93720 are not in perfect condition. Some have deferred maintenance — aging roofs, outdated kitchens, HVAC systems that need replacement. Others have more significant issues: water damage, foundation concerns, or cosmetic deterioration from years of wear.

We don’t care. We buy homes as-is and handle every repair and update ourselves after closing. You don’t spend money you don’t have on a home you’re trying to get out of. You leave the property in whatever condition it’s in, and we take it from there.

Don’t Wait Until the Trustee Sale

We speak with homeowners every week who waited too long. Who convinced themselves that the bank would work something out, that a loan modification would come through, or that something else would change before it got to the auction. Sometimes those things happen. Often they don’t — and when they don’t, the homeowner is left with nothing.

If you have received a Notice of Default, you likely have time. If you have received a Notice of Trustee Sale, you have very little time. Either way, the most important thing you can do right now is pick up the phone and start understanding your options. Calling us costs you nothing. Waiting could cost you everything.

Matt Buys Houses — Serving 93720 With Honesty and Respect

We are a local company. Our office is at 2525 Alluvial Ave in Clovis. Matt Garabedian has been buying homes in this community for over 15 years and has deep roots in the Central Valley. When you call us, you are talking to someone who knows your neighborhood — not a national investor who has never driven down your street.

We’ve helped homeowners throughout 93720 find a path forward from foreclosure. We can help you too.

Contact Us Today — No Obligation, No Pressure

Call or text: (559) 978-2241

Website: www.fastcashcloser.com

Office: 2525 Alluvial Ave #161, Clovis, CA 93611

Reach out today. The sooner we talk, the more options you have. Let us show you what’s possible.

Check us out on Linkedin to learn more about us today!